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      09-29-2010, 03:18 PM   #8
ideliver's Avatar

Drives: E60 M5 & E71 X6M
Join Date: Feb 2008
Location: At the gas station

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if you have no insurance then you are free to negotiate with the hospital and ER physician directly.

I would certainly expect the physician to take what amount you offer...I would start at about $300 and max at $500. If you call them and say the you have no insurance but are willing to pay today with a credit card, I can almost guarantee that they will take you offer.

Use the same tactic with the hospital, but since they are a large bureaucracy it may be more difficult.

Also, tell them you are willing to pay what medicaid rates are...which they also accept....why should you pay more than they would otherwise accept time DIY with ice and superglue
Cars I've owned '76 Chevelle 350 RIP '82 Monte Carlo 350 RIP '82 Mustang 302 RIP '88 Honda CRX RIP '88 Olds Toronado sold '94 Toyota Tercel sold '99 Acura TL sold 2002 Porsche 911 sold 2003 E46 M3 Blk/gr 2006 MB S430 sold Current: 2008 Infiniti QX56 & 2008 E60 M5