It's probably a new York thing. But most or all of the dealerships I've been to in new York are like that. Even my previous 3 cars that I owned Cadillac, jeep, Acura all had to be purchased from that dealer to get a loaner. Remember that NY is largely populated and what do these dealers have 50-100 loaners? If they gave a loaner to anyone they wouldn't have any for their customers to purchased from them. That's my thought. Any other new Yorkers out there can confirm this with me ?
2016 BMW X4 2.8 - Alpine White/Black Dakota/Anthracite Wood - ZPP, ZMM, ZDA,ZCW, ZTP, Harman Kardon
2012 BMW 528i Xdrive
2011 BMW 328i Xdrive