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      11-15-2012, 12:14 PM   #13
gatorfast
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Drives: 718 Cayman
Join Date: Jan 2008
Location: SoFla

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At that rate I would pay if off. However, if you want to refinance to a lower rate (penfed currently offering 1.49%) then it makes more sense to keep paying it down as interest will be minimal.
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