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Is this a manual or auto? If it's a manual, I would keep it, 14k is nothing. If you have to have a new car, so be it, but keep your old car, maybe drop the collision, keep the comp on it.
I don't understand why anybody would trade anything in. The dealership "needs" to make money on the new car, and the trade-in. They are not willing to lose money on the trade, in order to sell the new car. They only make deals that make sense (but of course, they are running a business).
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