Quote:
Originally Posted by the_rangdo
I had guaranteed NCD, someone rear-ended me, their company paid up as it was entirely the 3rd party fault.
My insurance still went up 30% at renewal as apparently being hit by someone else makes me more likely to have an accident.
Your NCD might be protected but the base premium is entirely flexible.
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Statistically, most people INVOLVED in an incident, regrdless of fault, will have another within the next year.
Not my stats, but one trotted out by those with the data.
I suppose its fair to say some doddey old gits end up being 'victims' due to their stupidity and are indeed likely to do the same thing twice
