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Originally Posted by Sara504
I have USAA ..called them to add my spoiler on my policy they told me I was already covered for $5,000 worth of mods. Anything thats on my car is automatically covered. That was news to me. Over 5k I'd have to call and add it to my policy.
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Allstate told me something similar (though didn't quote a specific dollar amount). My adjuster told me that any aftermarket parts on my car would be factored into my claim if they were damaged; I'd just need to provide receipts for them during the claim process if needed. I assumed he was referring to things like wheels or appearance mods (like blacklines for example), rather than performance parts, though he didn't specify.