Quote:
Originally Posted by Bimmer Nerd
Also, if anyone has any tips, that'd be helpful as well.  |
Got a copy of excel or some other spreadsheet that you know how to use ?
Got a bank account and/or credit card that allows access to transactions via a web browser?
Log-on, do an inquiry into past transactions. Some of the better tools (especially with visa) will even tag your purchases with a category based on the retailer (computer guesses, but it can be really accurate).
Cut n paste your bank account and credit card transactions for the past 6 mos into a spreadsheet.
Use excel to group by category, and get totals for the past 6 mos.
This will show you where your money is really going, not where you sorta think it's been going (assuming you dont pay cash for a lot of stuff, this ain't 1980 after all).
This can be a very revealing & suprising thing to do, you wont believe where your money goes sometimes.