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      01-08-2008, 11:22 PM   #30
sinnet112
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Drives: 2009 E89 Z4
Join Date: Dec 2006
Location: NJ

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I'm not really sure what bank you have, but Bank of America has a dedicated Student Platinum Plus Card that's designed to build credit, but you get no benefits.

The current best cards on the market right now are the Chase Freedom card, which gives you 3% cash back on the three main categories you spend on every month (fast food, movies, bills, etc.). If you get $50 worth of rewards, they'll send you a $50 check. If you get $200 of rewards, they'll send you a $250 check.

The Bank Americard is also good in that you get 1.25 reward points for every 1 dollar spent, which really adds up.

I first started out building credit by doing what TurboFan recommended and getting a Zales credit card. Paid it off in full and on time and now I don't really have too much problem getting any credit cards. I wouldn't carry a balance over any month, but that's just me.
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