|
Not to beat a dead horse Nick, but that policy says it will only provide coverage above the current set limit by the corresponding auto or home insurance. (Look at IV. 4.)
So... if your auto insurance doesn't cover a liability claim during a HPDE, the umbrella will only cover you above your $1 million (or whatever) liability coverage limit on auto policy.
Even then.. there is this language in there.
"15. The use of any motor vehicle or watercraft, other than a sailboat, in preparing for or participating in any official or prearranged speed contest."
That language is so vague that I could see them not covering HPDE as they are pre-arranged... "speed contest" language could be debated.
__________________
 Any man who can drive safely while kissing a pretty girl is simply not giving the kiss the attention it deserves. ~Albert Einstein |