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Yes, £180p/m is stupid, not too sure how I got it that low (buying the car stupidly cheap helps I suppose) but, I'm technically eroding my equity, so in real-terms it is costing me more.
I'm struggling to see how a change will work out hence the reason for asking on here.
The alternative is to buy a decent E46 330d for <£8k to sersiously reduce my finance as well as other costs (unless it spends its life in a garage!!).
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Current -: MW E92 M3 Competition Pack / Qashqai+2 Tekna 1.6dci
Gone -: 370Z GT Roadster; BMW X3 3.0d xdrive M Sport; E46 330i M Sport Coupe; Mazda RX8 231; Nissan 350Z GT Roadster; BMW E90 330d M Sport; BMW E92 335i SE; Maserati 4200; Nissan 350Z; Honda S2000; Astra Coupe Turbo; Ford Probe
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