Quote:
Originally Posted by MiddleAgedAl
This will be your downfall until you correct that line of thinking.
There is always a bigger fish.
You could be a billionaire, and someone in your country club will have a bigger yacht than you.
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Not if he gets one of these.
But seriously, lot's of good advice here. IMO you need to ditch the car asap, there is NO justification for owning it with 2 kids, a wife that doesn't work and you making sub 35k a year. Not spending money on other extras isn't justification, this money should be getting put into savings for your 2 kids down the road.