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      09-26-2013, 12:10 AM   #9
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Quote:
Originally Posted by Mr Tonka View Post
They will want to charge you list.... But if you tell them you don't have the money and need to work something out they will immediately take about 60% off of the bill.

My wife's mother had a bike accident and was in a coma for several days. Was flown from the scene to the hospital, all the works. Their bill for all services totaled $117,000 for the 8 day stay and flight.

At the time, her parents were recently laid off and only 3 weeks from being medicare eligible, so had no insurance. We called the hospital and told them that her parents had no money to pay the bill and that we would be paying for it but didn't have much money either, so we'd have to work something out. The lady on the phone said "can you pay $33k?" Yes, yes maim we can.

We did that on the advise of a family friend who is a hospital administrator. he said that nearly every hospital in the nation will take about 30% - 40% of the total non insurance bill to settle.
Yes - absolutely. Many hospitals also have "sliding scale" billing, where if you can't pay, they will discount based on your income. Every state also has Medicaid, for low income people, their children, and families. Seniors over 65 have Medicare. And many states have County hospitals, that rarely even try to collect from individuals. The government pays for 50+% of all healthcare in the US.