You're nearly at average now, which is 12-15k per year - Are you walking everywhere for the next two years?? I get only my servicing done at the dealer, for the stamp, everything else is done in house which genuine parts(that is of course if I keep a car long enough!!!).
Ref pads and discs @ 40k, that is common - As someone already said no asbestos in pads anymore, and are harder as a result, they therefore last longer now, and the discs dont.
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