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Definitely location is a BIG factor, its a postcode lottery. Well not a lottery, just crime statistics.
At 39 / full ncb / 3 points I was paying £1400 a year in Manchester for the 335i with mods, now in rural Staffordshire its £500 with even more mods.
Last edited by doughboy; 02-14-2013 at 08:23 AM..
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