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This isn't meant to suggest anything but honesty (as best policy in these cases), but how can an insurance company tell you've had a remap and how unlucky would you have to be for them to check and find out???
Wheel and cosmetic mods are obvious, but you'd have to be very unlucky to get sussed on a flash...especially if dealers can't really detect them...
(BTW... I've not had anything done...)
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