Quote:
Originally Posted by ONE-77
A parking violation for $15 that ignored for a couple of months then lived away from home for a couple more months is now coming to hunt me. They send it to collection??!!
What the hell does that mean. It's only a damn $40 now. They told me in the letter dated 11/9 that if i responded promptly its not gonna be posted on my credit.
I just checked my mail today and I received it and paid the damn thing.
Is that going to be actually posted on my credit history or affect it in any way?   |
yes!
the only hit on my credit is/was a collection for property tax for a boat I owned. The tax bill got sent to the storage facility (for the record, I gave them the correct mailing address and the correct storage address, and a phone number, which they called when it went to collection, and I paid it on the day I was made aware of it)
it was a small amount if money, and as long as it is the only hit on your credit it shouldn't be a big deal (I have not had any trouble due to my ding, refinancing and buying a second home) especially with all the foreclosures going on, the bar is being lowered