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Well CnoteMD, I'm not saying the way you did it was bad, but I don't see what's so bad about the path I'm taking. Being able to buy a car with cash but taking out a small loan on part of it lets me start my credit history. The car, which I need anyway, provides a good source of colateral for a small (~5% of total cost) loan. The price of a house is mostly the type of rate you can get and the amount you can afford in payments so paying cash for a car doesn't really hurt my house buying potential except for the amount of down payment I can make and the loan will give me credit history which will help on the rate. Maybe that's TMI but I thought I'd explain myself and hopefully show that everyones situation is different and you can't always make generalizations.
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