[///Mposter]

I agree with all the guys about using cash. I drove an Acura Integra throughout college. Paid for that cash. Worked three jobs at one point to pay for school. ZERO debt when I graduated . Yes I lived at home and had to give up independence. I did not go out and buy a car like so many people did as a graduation present. I gotta first job and saved my money. I gave my brother my Integra after I bought my 335i with CASH ! That was at 27 years old. Now I am 31 and ready to buy 550i or x5 cash. I also have my house paid in full. Credit score means nothing to me. And no one can come knocking on my door to take what is not theirs.