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Originally Posted by dxb335d
No it wouldnt mate, as there insurance company would not pay out, One because they span and YOU hit them, Two because there driver was on the ring.
Trackday insurance only cover damage to your own vehicle no matter whose fault or what happened.
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Everyday is a school day, looks like you have spent sometime investigating this. I'm of the school of thought that my standard insurance covers me for the ring as its a public toll road. I can't see an specific exclusions for de-restricted toll roads etc.
The best plan is to drive within your own limits, be aware of everyone around you and stay out of trouble. If you don't want to take the risk or can't afford the gamble then stay away from a track.