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Maybe you should try discover card. This is definitely my favorite! I have the gas card, in which I receive 5% cash back from all gasoline purchases, and 1% for everything else. You can transfer your cashback to your credit card balance, put it towards one of their partners for a gift card and get double, or have them write a check directly to you. You can only get your money back in $20 increments. I have nearly $90 coming back to me since I started with this card a year ago, but I'll wait until it hits $100 before I take it out. The interest rates are about normal, and there's no annual fee. Check it out and see!
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