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I VT'd an A6 in 2011. I'd paid £86 short of the 50% when I rang up so paid it there and then on the phone and it was collected a week later. If it's HP you have then there's no inspection on the car, wish I'd known this as I had the wheels refurbed in anticipation of it but I was later told by VWFS that its only PCP deals that require a car inspection on return. And as the other replies, no problem with credit rating or anything like that.
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