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but isn't borrowing from your parents an investment in itself? Its not a hand out and doesn't take away from you standing on your own 2 feet. Whether tit be a bank or individual you are going to pay it back...if its any consolation pay it back to your parents with interest if that makes it any better for you. If they won't accept the interest then pay for something like a weekend away etc.
The less you can owe these institutions is the better for you and your long term investments!
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