Don't rule it out.. although I wouldnt touch it uless it had a full service history...
95k for a 5 year old car isn't really a lot in the scheme of things, I know i do 20k a year to and from work which is all motorway miles so no excessive (unusual) wear to brakes suspension bushes etc.
without knowing full spec, manual or auto etc i would go with edowen and say definitely don't pay over 10 grand, there are some nice average mileage examples around for not too much more.
Good luck!