The problem for me is he took my money first, then emailed me about the defect 3 days later, then wants to charge me to cancel the cc charge. The way the credit card companies work, as soon as a charge is authorized, that amount is removed from you credit amount. A cancellation could take 30 days to be posted, after the vendor issues the credit. So my available credit takes a hit for 30+days because Richy waited to tell me and he wants $35 for his trouble.
It's not the money, it's the principle involved.