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There are a few reasons why I cancelled, not least is that on reflection it doesn't feel right to be commiting to and spending such a large sum at the moment. There is a lot of uncertainty around in the public sector which seems to be getting worse; and it makes me nervous, my wife also works in this sector. Also, the fact the the Z4 will probably loose its value rapidly and I will always be in negative equity on the deal means that if I had to get rid I could be well out of pocket. The guaranteed value after 4 years was £16,100, again on reflection, I think that is way too optimistic.
I have elected to invest some money instead and add to that over the next few months and maybe look again towards next summer. Hard decision, but I know its the right one. I feel a bit of a burk telliing the dealer, but hey ho, it's my money at the end of the day.
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