40mph near head-on collision. Both airbags deployed. Everyone walked away without injury (me+wife+2 dogs). The other driver was ticketed for failure to yield.
BMW saved our life, bought another one 7 days later (335i this time!)
2007 328i -> 6MT, ZPP, 6FL, xenons. Car was totalled.
The other driver did not have enough insurance to cover our damages