Quote:
Originally Posted by timored
it covers everything except if I crash and its my fault, my insurance wont pay for my car.
Thanks, TIM
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Is there a reason you don't have collision coverage? Thats taking a big financial risk on your part.. Typically you want to have collision coverage until the car isn't worth much more than a couple thousand dollars (my rule of thumb was anything worth more than $3-4k I would recommend having collision coverage). But I'm assuming you drive an E9X, so your car is definitely worth more than a couple thousand bucks. The only time you wouldn't have collision coverage on a newer car is if it has a salvaged title, in which case I don't know of a company that will allow you to have full coverage.