Thread: Leasing 2010
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      09-28-2009, 09:53 PM   #2
xrayz
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Drives: 2010 335xi
Join Date: Jul 2009
Location: MA

iTrader: (2)

Don't put any extra down payment, waste of money.

And if you have the cash available, buy multiple security deposits - you can buy 7, each reducing your money factor by 0.0007. So, the MF goes from 0.0020 (Sept rates) to 0.00151

7 security deposits will be about $6000 on your car, and you will get the full amount back at the end of the lease. This ends up being something like a 27% return on investment. Plus, if something happens to the car, the security deposit is refundable but a down payment is not.