Funnily enough I've just had an email newsletter through from our brokers
Quote:
We have every sympathy for residents and business owners who have suffered damage to their properties in the recent troubles.
The British Insurance Brokers’ Association (BIBA) is advising those people unfortunate enough to be affected by the recent riots around the UK to speak to their insurance broker as soon as possible so they can assist with their loss.
Most home insurance should cover people for fire, looting or damage and many policies will also cover people for alternative accommodation costs if they cannot stay in their home. Commercial insurance policies will normally cover businesses for damage to their premises, including the financial loss due to interruption to their business as a result.
If you suffer any damage as a result of riot, civil commotion or malicious persons you must ensure that you:
1) Notify the Police immediately and
2) Provide written details of the claim to your Insurers within 7 days of the event.
The majority of insurance providers operate a 24 hour claims line and can help people arrange for emergency repairs and the damage to be inspected as quickly as possible.
|