I've seen a lot of questions about whether or not to get the insurance, with people having various opinions that seem to lean toward yes.
What I'm wondering is what are the options for coverage. Dealerships sell (expensive) packages, but there are other vendors out there. Who have people used, what has been your experience, what's the cost been, etc.?
(Have done some searching, but it seems like wading thru lots of do it-dont do it threads, with not very much actual data on the cost/insurer/etc)
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