Don't pay for the BMW ins. if Paragon provides you coverage in your state. I've had 2 claims w/them so far (within the first mth of signing up) and they are a no-hassle company. It's worth it for $30/yr. They cover upto $350 per wheel which is enough to cover most, if not all, the cost of a new tire + install. The BMW ins. at $600+ is a rip off in light of Paragon IMO.
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