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To make it short out of a long deal... if you have a "poor" or a short credit history and your score isn't as high as it could be... keep paying of the car monthly... it will boost your credit score and give you a better history... making it more likely to get a loan for a better deal in the future... if you already have a good credit history and have a good enough credit score... go ahead... pay it off... you'll save a lot of money...
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