I called up my insurer to add my wife's sister onto the policy. Well it wasn't the insurer, the insurer is Allianz but I got the policy through an online broker.
I am on the policy, clean licence.
Wife is on policy, two speeding fines
Sister-in-law, clean licence. ie the S.I.L. who I want to add has a better driving history than my wife who is already on the policy.
Insurance company wants £190 extra to add the sister-in-law, despite her clean driving record.
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I'm planning on terminating the policy with these idiots and just getting a new policy off someone else. However I will be eating a £100 cancellation fee. I also plan to go through the insurers complaints procedure and the ombudsman to try and reclaim the £100 but none of this is going to happen in the timescale that I'll be getting a new insurance policy.
I'll argue that the cancellation fee is unfair because they are giving me the choice between cancelling the policy or paying an excessive charge to add a driver who does not increase their risk.
Anyone else have any other suggestions?