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The only reason I would go the lease to own option is that you get three years to check the car out. Also new cars always seem to be magnets for accidents. The thought of having $40K in cash car in an accident and then worth 10-15K less is not comforting. With the lease you can spread the risk and if you car gets banged up and is repaired and you just dont like the way it drives anymore you just ride the time to lease end and turn it in. If you car is still in mint condition after three years then buy it, even if it gets into an accident after that you would have three good years and less cash into that car.
I never leased before and always scoffed at people who do but I would do it just to deffer some of the risk to the leasor.
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