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I used the BMW site to configure my car - jet black, Terra leather, Sports Package, with $2000 down (to build-in the discount I got and the fact that my lease is a low-low mileage - less than 20K - lease). I came up with a number that with tax was $35 less than the monthly I signed up for in October.
But the residual may have been changed since I tried out the site. I really will know tomorrow - ideally I would get the benefit of the lower rate and get to keep my higher residual.
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