Real shame you've had such bad problems, though I've a mate who's had pretty much the same problems with his petrol 118i.
Diesels seem that bit more reliable but there's also the dependency of whether you do a lot of short distance trips over buying another petrol car of course.
Some 320d's have experienced turbo issues, but buy the right one and I dont think you;d have to worry - I've heard reports of 150k plus on the same turbo, its the chance you take with all turbo cars imo.
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