Quote:
Originally Posted by e92phreak
Check with Kaiser Federal. It's the credit union for Kaiser Permanente employees but is open to the public. When rates were between 5.5 and 6, I was able to get a 3.99% rate. 
They give you discounts for direct deposit and for direct payment from the account.
http://www.kaiserfederal.biz
Call them up and talk to a rep. |
I called them and they offer me 5.99 for refinance, is it the lowest?
can i negotiate with them for lower rate?