^ I totally agree. (It's hard to know which wavelength people are on when contributing to the forums.) I think that the problem is that credit has become too easy to get and the banks do this because the profits they make (just check the differential between reserve bank interest rates and credit card rates!!) greatly outweigh the risk of defaults on loans. Thus people borrow up to their limit and leave no breathing space. But I digress....
I suspect the real reason this thread (and many others in the main section) about fuel is related to safety (for the engine and injectors) and performance anyway. So 98 or 95 from a reputable brand? Moot point I reckon!