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Luis,
American insurances are a bit odd compared to the European ones (what the deductible is concerned). You really need to consider how often you're going to hit something (just use your previous driving experience) and then choose a deductible that fits the bill. I run on 500 deductible, am 31yr old male driving a 328, and I pay about $550/6mnths. No sense in giving huge sums of money to the insurance if you never use it...
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