Quote:
Originally Posted by Augenbrauezug
But seriously, lot's of good advice here. IMO you need to ditch the car asap, there is NO justification for owning it with 2 kids, a wife that doesn't work and you making sub 35k a year. Not spending money on other extras isn't justification, this money should be getting put into savings for your 2 kids down the road.
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+1
Get rid of your E92 for something cheap and reliable, like a Corolla or Civic. You can always get another BMW later.
On the plus side, you're young and have a job. Work hard and good things are sure to come your way.
Try to get the wife to find a job that offers free child care while she's working.