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      01-30-2012, 01:23 PM   #8
Hotcoupe
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Drives: Don't know yet!
Join Date: Jul 2007
Location: UK

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Quote:
Originally Posted by 335ier View Post
If you can maybe you could change to a type that hasn't the reported problems. IE Star spoke 230s. (lovely wheel)
They are a lovely wheel (230's), however they do crack just like the 225's do, along with the MV3's and a whole host of other BMW wheels.

BMW wheels + runflats = a marriage made in hell!



Quote:
Originally Posted by Kerr View Post
It does make a difference.

They always ask how many years NCB you have followed by how many claims in the last 5 years. If it really protected NCB and they honoured your NCB discount there would be no.need to ask about your claims.

Forget £1500 if the damage is as bad as it sounds.
Most insurers allow a certain number of claims over a differing (depends on insurer) amount of years.
Some insurers allow 2 claims,others 3 yrs before it impacts on your NCB.

Your insurance premium and NCB are two different things.
A claim will impact on your premium, invariably pushing it up, the NCB will discount (by the yrs you have earnt) the premium which has now been increased by the claim.
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