Beware of BMW run flat tires insurance program

Solonng · 01-12-2011, 08:14 PM

Long story short, i had a nail in my rear passenger and the dealership (fort lauderdale imports) refused to replace it for me despite my $700 tires/wheel insurance contract. They claim that the thread on my tire is low and i can't get the tire replaced under insurance. Instead, they told me to buy a new tire which costs as much as my car payment. My advisor wasn't there and I was being helped by a jackass mini advisor. In fact, he called his boss over and both were hovering over my car while getting giddy of rejecting my tire claim. This was the same jerk that gave me a smoked filled kia rental when i had my tire and wheels cracked last.

Keep in mind that my car has constantly had issue with the fuel pump and it goes to the shop 10 times over the last 2 years. No one at the dealership during these 10 services would tell me that the tread on my tires are low..thank you BMW ultimate service!!

I love my car but between the fuel pump and run flats, it may be time to leave BMW all together.

Solonng · 01-12-2011, 08:17 PM

oh another thing, one RFT costs about 70% more than the 19 inch tire on my M3..so much for luxury performance i guess..

woodpecka · 01-12-2011, 08:18 PM

This is why normally I refused the insurances..I prefer to keep the cash power on my side!

If you are not happy, do a claim to BMWNA.

Solonng · 01-12-2011, 08:19 PM

i did, and they did nothing

PaulBailey@ltbmw · 01-12-2011, 08:32 PM

This isn't anyone's fault but your own. The insurance does exactly what it's supposed to and I have purchased it will 4 of my BMW leases.
The dealership's service dept. would gladly honor your claim if they could and replace your tire. The money wouldn't come out of their profit. In fact, they would make money from it because it would be billed to the insurance company.
They do have to provide proof of the tires condition if they were to file a claim...
So perhaps you expect them to commit insurance fraud?

dtc100 · 01-12-2011, 08:51 PM

Since your treads are too low, it is time to buy new tires anyway, get four non-RFTs for the price of one RFT, and enjoy the new found performance, handling and comfort

F%%^& the RFTs.

BTW never ever buy those no good insurance anymore in the future.

VWtoBMW · 01-12-2011, 08:54 PM

What's the tread at and what does your contract say?

Quote:

Originally Posted by Solonng

Long story short, i had a nail in my rear passenger and the dealership (fort lauderdale imports) refused to replace it for me despite my $700 tires/wheel insurance contract. They claim that the thread on my tire is low and i can't get the tire replaced under insurance. Instead, they told me to buy a new tire which costs as much as my car payment. My advisor wasn't there and I was being helped by a jackass mini advisor. In fact, he called his boss over and both were hovering over my car while getting giddy of rejecting my tire claim. This was the same jerk that gave me a smoked filled kia rental when i had my tire and wheels cracked last.

Keep in mind that my car has constantly had issue with the fuel pump and it goes to the shop 10 times over the last 2 years. No one at the dealership during these 10 services would tell me that the tread on my tires are low..thank you BMW ultimate service!!

I love my car but between the fuel pump and run flats, it may be time to leave BMW all together.

jw95275 · 01-12-2011, 09:10 PM

Go to a different dealer?

gunsekun · 01-12-2011, 09:16 PM

gotta pay to play...

Forcefed3 · 01-12-2011, 09:16 PM

Tread shouldn't effect the warranty.

Solonng · 01-12-2011, 09:23 PM

r u serious? whats the point of having insurance if they don't fix your tire if you have a nail in it that are not caused by me..the funny part is there are plenty of thread on the tires and it had only 10k miles on it since i last replaced it..guess that im a criminal for driving a car with pos tires..

Solonng · 01-12-2011, 09:24 PM

Quote:

Originally Posted by VWtoBMW

What's the tread at and what does your contract say?

2/32

Solonng · 01-12-2011, 09:25 PM

mine is definately higher than 2/32

ZuerstBMW · 01-12-2011, 09:29 PM

I would go to a different dealer if your not happy with them.

DaveL · 01-12-2011, 10:32 PM

Dirty pool man I agree with you I would be big time pissed off......Gotta love those insurance policies!!!Feel your pain though

Solonng · 01-12-2011, 11:01 PM

Quote:

Originally Posted by gunsekun

gotta pay to play...

dude the tires on my mercedes is less than a cost of one run flat..wtf

ZuerstBMW · 01-12-2011, 11:05 PM

tire should be 350 to 400, no more

02themax · 01-12-2011, 11:33 PM

Maybe it's time to say Solonng to your run flats.

Sorry I had to, but seriously ditch the rft's and get non rfts thats what I did. Got the rft sitting in the basement for my lease return, I'll save $ not having to replace all 4 tires. I got 1 flat so far in 3 years, but still drivable. Good luck

dragazn · 01-13-2011, 11:01 AM

Same thing happen to me with BMW of Dallas, they refuse it b/c the tire thread was too low. I always a sucker for these type of insurance, don't buy it any more guys. Yes i'm pretty much stuck and wen out to buy a whole new set of non RFT as well.

Tom K. · 01-13-2011, 11:08 AM

Quote:

Originally Posted by Solonng

mine is definately higher than 2/32

But how much higher? Did you measure it?

And why would you buy tires from a dealer? Check out Tire Rack and save some $$$.

Tom

01-12-2011, 08:14 PM	#1
Solonng Captain 111 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	Beware of BMW run flat tires insurance program Long story short, i had a nail in my rear passenger and the dealership (fort lauderdale imports) refused to replace it for me despite my $700 tires/wheel insurance contract. They claim that the thread on my tire is low and i can't get the tire replaced under insurance. Instead, they told me to buy a new tire which costs as much as my car payment. My advisor wasn't there and I was being helped by a jackass mini advisor. In fact, he called his boss over and both were hovering over my car while getting giddy of rejecting my tire claim. This was the same jerk that gave me a smoked filled kia rental when i had my tire and wheels cracked last. Keep in mind that my car has constantly had issue with the fuel pump and it goes to the shop 10 times over the last 2 years. No one at the dealership during these 10 services would tell me that the tread on my tires are low..thank you BMW ultimate service!! I love my car but between the fuel pump and run flats, it may be time to leave BMW all together.
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01-12-2011, 08:17 PM	#2
Solonng Captain 111 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	oh another thing, one RFT costs about 70% more than the 19 inch tire on my M3..so much for luxury performance i guess..
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01-12-2011, 08:18 PM	#3
woodpecka Major 68 Rep 1,026 Posts Drives: E91 Join Date: May 2010 Location: Montreal iTrader: (2)	This is why normally I refused the insurances..I prefer to keep the cash power on my side! If you are not happy, do a claim to BMWNA.
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01-12-2011, 08:19 PM	#4
Solonng Captain 111 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	i did, and they did nothing
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01-12-2011, 08:32 PM	#5
PaulBailey@ltbmw General 665 Rep 26,878 Posts Drives: 2-325 330 2-335 2-Z4 2-135 X5d Join Date: Mar 2007 Location: Huntington Beach, CA iTrader: (34) Garage List 2008 BMW 335i E90 [7.00] 2011 BMW 335i E92 [7.96]	This isn't anyone's fault but your own. The insurance does exactly what it's supposed to and I have purchased it will 4 of my BMW leases. The dealership's service dept. would gladly honor your claim if they could and replace your tire. The money wouldn't come out of their profit. In fact, they would make money from it because it would be billed to the insurance company. They do have to provide proof of the tires condition if they were to file a claim... So perhaps you expect them to commit insurance fraud?
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01-12-2011, 08:51 PM	#6
dtc100 Lieutenant Colonel 28 Rep 1,522 Posts Drives: 2011 E90 328i 6AT non-sport Join Date: Sep 2010 Location: Norcal iTrader: (0)	Since your treads are too low, it is time to buy new tires anyway, get four non-RFTs for the price of one RFT, and enjoy the new found performance, handling and comfort F%%^& the RFTs. BTW never ever buy those no good insurance anymore in the future.
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01-12-2011, 09:10 PM	#8
jw95275 Private First Class 13 Rep 158 Posts Drives: 2013 Audi S5 Join Date: Jul 2010 Location: San Jose, CA iTrader: (0)	Go to a different dealer?
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01-12-2011, 09:16 PM	#9
gunsekun Banned 20 Rep 714 Posts Drives: E92 335i Join Date: Jun 2010 Location: your mom's iTrader: (0)	gotta pay to play...
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01-12-2011, 09:16 PM	#10
Forcefed3 Banned 127 Rep 4,732 Posts Drives: 2008 335i Join Date: May 2010 Location: South iTrader: (2) Garage List 2008 335i [1.00]	Tread shouldn't effect the warranty.
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01-12-2011, 09:23 PM	#11
Solonng Captain 111 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	r u serious? whats the point of having insurance if they don't fix your tire if you have a nail in it that are not caused by me..the funny part is there are plenty of thread on the tires and it had only 10k miles on it since i last replaced it..guess that im a criminal for driving a car with pos tires..
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01-12-2011, 09:25 PM	#13
Solonng Captain 111 Rep 829 Posts Drives: Monacco Blue 335i coupe Join Date: Apr 2008 Location: Florida iTrader: (0)	mine is definately higher than 2/32
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01-12-2011, 09:29 PM	#14
ZuerstBMW ¡Viva España! 376 Rep 7,803 Posts Drives: 2023 230i Mineral White Join Date: Mar 2006 Location: Apollo Beach, FL. iTrader: (68)	I would go to a different dealer if your not happy with them. __________________ 23 G42 230i Mineral White Cognac, Aluminum With Mesh Effect Interior Trim MODS Clear Guard, 15% Ceramic Tint, Floating Caps
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01-12-2011, 10:32 PM	#15
DaveL Banned 14 Rep 970 Posts Drives: 2010 335 coupe msport Join Date: May 2010 Location: Darien CT. iTrader: (0)	Dirty pool man I agree with you I would be big time pissed off......Gotta love those insurance policies!!!Feel your pain though
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01-12-2011, 11:05 PM	#17
ZuerstBMW ¡Viva España! 376 Rep 7,803 Posts Drives: 2023 230i Mineral White Join Date: Mar 2006 Location: Apollo Beach, FL. iTrader: (68)	tire should be 350 to 400, no more __________________ 23 G42 230i Mineral White Cognac, Aluminum With Mesh Effect Interior Trim MODS Clear Guard, 15% Ceramic Tint, Floating Caps
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01-12-2011, 11:33 PM	#18
02themax Captain 28 Rep 946 Posts Drives: E90 335i Join Date: Apr 2008 Location: Calgary, AB iTrader: (6)	Maybe it's time to say Solonng to your run flats. Sorry I had to, but seriously ditch the rft's and get non rfts thats what I did. Got the rft sitting in the basement for my lease return, I'll save $ not having to replace all 4 tires. I got 1 flat so far in 3 years, but still drivable. Good luck __________________ E90 335i Sport Package - Logic 7 Sound w/ipod - Bluetooth - Comfort Access - PDC - 19" M3 Reps 275/30 235/35 - Blacklines - 10mil spacers rear, 5mil spacers front - BMW Alarm
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01-13-2011, 11:01 AM	#19
dragazn Major 44 Rep 1,071 Posts Drives: i Join Date: Apr 2008 Location: "" iTrader: (1) Garage List 2008 BMW 335i [5.76]	Same thing happen to me with BMW of Dallas, they refuse it b/c the tire thread was too low. I always a sucker for these type of insurance, don't buy it any more guys. Yes i'm pretty much stuck and wen out to buy a whole new set of non RFT as well.
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