E90Post
 


 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > Regional Forums > UK > UK Off-Topic Discussions > Why Insurance premiums are so high!!



Reply
 
Thread Tools Search this Thread
      08-19-2011, 12:26 AM   #23
scooba0010
Colonel
 
scooba0010's Avatar
 
Drives: F32 430D-MOTORSPORT
Join Date: Jun 2007
Location: UK

Posts: 2,190
iTrader: (1)

Thieving Bastards !.

Anyone know a good insurance company ?
scooba0010 is offline   United Kingdom
0
Reply With Quote
      08-19-2011, 12:39 AM   #24
kaishang
Colonel
 
Drives: 2010 E90 330d
Join Date: Jul 2010
Location: London

Posts: 2,198
iTrader: (0)

I can't say I'm impressed by any insurance company operating in Britain.

You know, in most other countries, there are no "named drivers". You insure the car and as long as the driver has a licence (or sometimes if they are over 21 or 25 and have a licence), then they are insured.... _any driver_

You also get a pre-agreed payout figure if the car is written-off; not some nebulous market value.

Your premiums don't get jacked up if you have a non-fault accident.

They don't care about minor speeding fines.

etc etc
kaishang is offline  
0
Reply With Quote
      08-19-2011, 03:40 AM   #25
mowflow
Colonel
 
mowflow's Avatar
 
Drives: F20 125d
Join Date: Feb 2010
Location: Glasgow

Posts: 2,371
iTrader: (2)

Just to support what Xenon and Kaishang have said.

I had a non fault accident just under 3 years ago. There was a little bit of damage to my bumper and the other drivers headlight was broken. The other guy wanted to claim his insurance due to being an idiot so we both had to report the incident to our insurers. It only cost 120 to get my bumper fixed so no way was I going to claim and pay a massive excess. I made certain that my insurance company were aware of this. I asked if my premium would be affected even though I wasn't making a claim and I was informed that it wouldn't.

The next year when it was renewal time I received a ridiculous renewal quote from Admiral. I therefor decided to change insurer and found a much cheaper quote from Elephant (didn't realise they were the same company at that time). When I called Admiral they pointed out that they were the same company and the reason Elephant had been so cheap was because I hadn't listed the accident. When this was listed the price nearly doubled.

Like I said, insurance is now a last resort for me. I agree that car insurance in this country is a joke.
mowflow is offline   Scotland
0
Reply With Quote
      08-19-2011, 03:49 AM   #26
rogerxp
Major General
 
rogerxp's Avatar
 
Drives: M3 Comp Pack / QQ+2 Tekna
Join Date: May 2008
Location: Stockport, Cheshire

Posts: 5,901
iTrader: (1)

Garage List
Bugger .
__________________
Current -: MW E92 M3 Competition Pack / Qashqai+2 Tekna 1.6dci
Gone -: 370Z GT Roadster; BMW X3 3.0d xdrive M Sport; E46 330i M Sport Coupe; Mazda RX8 231; Nissan 350Z GT Roadster; BMW E90 330d M Sport; BMW E92 335i SE; Maserati 4200; Nissan 350Z; Honda S2000; Astra Coupe Turbo; Ford Probe
rogerxp is offline   United Kingdom
0
Reply With Quote
      08-19-2011, 03:53 AM   #27
xenon
Brigadier General
 
xenon's Avatar
 
Drives: 2013 F10 520d M-Sport
Join Date: Jun 2008
Location: Coventry

Posts: 4,673
iTrader: (0)

Look on the bright side; it's not as bad as Florida which has the most fcuking stupid insurance [clarkson voice] ...in the world... [/clarkson voice]
__________________
Ian
Current: 2013 F10 520d M-Sport, Professional Media, Visibility Pack, Reversing Camera, DAB
Previous: 2011 F10 520d M-Sport, 2008 320i M-Sport Coupe, 2002 325i, 2001 318i valvetronic, 1998 318i, 1996 525i, 1990 Porsche 944S2
xenon is offline   England
0
Reply With Quote
      08-19-2011, 04:54 AM   #28
rogerxp
Major General
 
rogerxp's Avatar
 
Drives: M3 Comp Pack / QQ+2 Tekna
Join Date: May 2008
Location: Stockport, Cheshire

Posts: 5,901
iTrader: (1)

Garage List
Quote:
Originally Posted by xenon View Post
Look on the bright side; it's not as bad as Florida which has the most fcuking stupid insurance [clarkson voice] ...in the world... [/clarkson voice]
But at least they get the sunshine to compensate .
__________________
Current -: MW E92 M3 Competition Pack / Qashqai+2 Tekna 1.6dci
Gone -: 370Z GT Roadster; BMW X3 3.0d xdrive M Sport; E46 330i M Sport Coupe; Mazda RX8 231; Nissan 350Z GT Roadster; BMW E90 330d M Sport; BMW E92 335i SE; Maserati 4200; Nissan 350Z; Honda S2000; Astra Coupe Turbo; Ford Probe
rogerxp is offline   United Kingdom
0
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 07:35 AM.




e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST