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      12-05-2005, 01:56 PM   #45
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Quote:
Originally Posted by ryan330
You guys are lucky, i have been searching for the cheapest rate for a while now, and it looks like $4900/year canadian is the lowest i can get, 21 with a clean record. For those of you that don't want to do the math it works out to about $4150/year US or 2075/6 months US
yup...my insurance was near $10k CAD/yr when I got my new 2002 S60 T5 when I was 18. But the coverage is also high. Try finding quotes from smaller insurance companies...may help lower it a bit.
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      12-05-2005, 03:10 PM   #46
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$860 6 months with $500 deductible. Is that good?
depends... if you say full coverage and in a place like NYC/NJ, and you're 23yrs old, real good.
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      12-05-2005, 04:23 PM   #47
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I pay 80.00 per month. 24 years old and married. Also, have 6 points on the license.
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      12-05-2005, 04:40 PM   #48
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im 21. in ft.lauderdale, i pay 2,000. a year. seem high after reading some of these. i also have lease, which is important to take into consideration because you HAVE to have a certain type of insurance. after reading this im gonna shop around a little bit.
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      12-05-2005, 04:49 PM   #49
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sorry for the two posts....I just called my provider(state farm) and since im only 21 they have a "steer clear" program.. its an 11 minute videotape and a book, then i answer a few questions and i save about 230 dollars a year!! so that will help a little bit. She is gonna talk to me when i pick up the book about some other programs,etc.
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      12-05-2005, 05:44 PM   #50
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This is a tired old thread that is pretty meaningless due to all the vairable involved in premium determination.
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      12-05-2005, 06:14 PM   #51
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yea, you are PROBABLY right pete, but its probably not a bad idea. FOR EXAMPLE. if there any younger dudes out there state farm, you probably wanna call and ask about that course.
Or if Joe schmo in witchita kansas has Company 1, then didnt change ANY variables , did some reasearch and shopping and switched Company 2 and started saving money, it might be worth posting which companys he has dealt with, becaue its possible that the same perctange earnings could happen in a different part of the countries.
also, i just called geico and it was way more money then my state farm. so if you have geico, you MIGHT wanna call state farm..
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      12-05-2005, 07:37 PM   #52
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Quote:
Originally Posted by petesamprs
Whoa that's awesome. I'm in Jersey City paying about $2k year to Geico. I'm guessing not everyone can sign up for NJM?
no but its so so cheap!
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      12-05-2005, 08:02 PM   #53
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7k/year under 25 y.o.
thank g-d i beat my speeding ticket too!
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      12-05-2005, 08:08 PM   #54
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7k/year under 25 y.o.
thank g-d i beat my speeding ticket too!
damn brother thats a lot of $$$$$$
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      12-05-2005, 08:31 PM   #55
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26yrs old, married. 1 speeding tix on record.

$580 per 6 months, $300k collision coverage since I own a condo. I think deductable is $500.
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      12-05-2005, 08:42 PM   #56
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insurance seems to be pretty cheap out in cali. unline EVERYTHING else. maybe its just certain parts.
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      12-06-2005, 12:31 AM   #57
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Quote:
Originally Posted by e90fanatic
The liberty mutual BMW pricing or Volvo pricing (they have it for every car but make it sound exclusive) is the biggest lie ever. They charge way more than anywhere else even after the "discount".
I know what you're saying. They jack the rate first then give a discount, but in my case it was the cheapest. Even cheaper than my current insurance company would offer and my current ins. doesn't use OEM parts which Liberty Mutual does. Everything else was like $1300+ for 6 mths.
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      12-06-2005, 12:34 AM   #58
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Quote:
Originally Posted by cdheaven
insurance seems to be pretty cheap out in cali. unline EVERYTHING else. maybe its just certain parts.
LOL what're you talking about "seems pretty cheap"? LOL I am going to be paying about $2300/yr with a clean driving record and licensed over 20 years.
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      12-06-2005, 12:37 AM   #59
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about $5000 a year, damn south florida drivers suck.
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      12-06-2005, 12:49 AM   #60
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about $5000 a year, damn south florida drivers suck.
OMG Nikki $5K, what kind of coverage and what company? I know you need higher limits because you leased, but that's ridiculous.
Sounds a tad high.
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      12-06-2005, 01:05 AM   #61
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I pay almost 500$ a month, with the minimal coverage. Pretty steep but I am young and have an accident on record.

I had Farmers insurance before but they were a lot more expensive. Instead i went through a private agent who has listings for hundreds of auto companies and was able to give me the best rate out of all the major and minor companies. I think it was a great idea and would suggest it to anyone.
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      12-06-2005, 09:31 AM   #62
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OMG Nikki $5K, what kind of coverage and what company? I know you need higher limits because you leased, but that's ridiculous.
Sounds a tad high.
$100k/$300k with Progressive and a $1500 deductable
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      12-06-2005, 09:39 AM   #63
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about 5k a year also. thats with 5+ tickets though.
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      12-06-2005, 09:54 AM   #64
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i pay 1380 right now for 6 months but im 25 now, no tickets and 1000 dollar deductable. lots of discounts and no tickets too. I live in Brooklyn, NY. When I first got my last car I was 22. 2003 4runner same stats when i first signed up it cost me 4800 a year!!!
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      12-06-2005, 02:00 PM   #65
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Never had an accident or ticket, and I'm at about $600/6months (with a $500 deductable and alot of liability). 4 years ago when I first moved to NY and got my first BMW, I was only paying $450/6months with a $250 deductable on a 2003 325xi.... The rates in NY have steadly gone up about 15-20% per year since 9/11... My homeowners insurance has gone up 50+% in the same time.
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      04-03-2010, 04:35 PM   #66
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1800/6months

Kinda crazy. I live in ND wth
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