E90Post
 


 
BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > General E90 Sedan / E91 Wagon / E92 Coupe / E93 Cabrio > E90 Insurance Quotes



Reply
 
Thread Tools Search this Thread
      06-02-2005, 11:36 AM   #45
mwatson
New Member
 
Drives: 320d SE
Join Date: May 2005
Location: Hertfordshire, UK

Posts: 5
iTrader: (0)

Quote:
Originally Posted by 1stnewcar
Did you try Tesco's?? Mine was 100 less than that with no "no claims" discount at all, extra driver. Same car and I'm two years older
No I forgot that they did more than food thanks for the heads up may be next year.
__________________
mwatson is offline  
0
Reply With Quote
      06-02-2005, 01:53 PM   #46
BMW 2006
Private First Class
 
Drives: 330I - '06 - 6 Spd
Join Date: May 2005
Location: California - USA

Posts: 146
iTrader: (0)

Nationwide
Clean driving Record
Multi-cars discount
Age: 50
$310 for 6 months w/ FULL coverage
BMW 2006 is offline  
0
Reply With Quote
      06-02-2005, 04:59 PM   #47
Robbie!
Private First Class
 
Drives: 2006 BMW 325I
Join Date: May 2005
Location: Toronto

Posts: 169
iTrader: (0)

I am a realtor and pay $2200 for 1 year.

34 years old
__________________
E90 Titanium Silver/Black/6spd man/Sport/Premium/
Robbie! is offline  
0
Reply With Quote
      06-03-2005, 11:25 PM   #48
gabriel14
Registered
 
Drives:
Join Date: Apr 2005

Posts: 4
iTrader: (0)

I have not bought my 330i just yet, but my Bimmer will cost ~$1000 a year. This is with $1 million liability (have to get with my umbrella policy, but don't regret it) and full everything else. I am 32, married, and a clean record.
gabriel14 is offline  
0
Reply With Quote
      06-03-2005, 11:31 PM   #49
e90fanatic
Absolute0
 
e90fanatic's Avatar
 
Drives: Has a Roundel
Join Date: Apr 2005
Location: TO/HK/NJ

Posts: 5,018
iTrader: (6)

Garage List
2006 330i  [0.00]
Send a message via AIM to e90fanatic
23 year old, 330i, quoted 2200 from statefarm and 1600 from American Express.
e90fanatic is offline   No_Country
0
Reply With Quote
      06-04-2005, 11:59 PM   #50
CALIF65GM
Colonel
 
CALIF65GM's Avatar
 
Drives: e93-35 May08 ED
Join Date: Jun 2005
Location: SF, CA

Posts: 2,041
iTrader: (0)

Garage List
Saw this interesting thread yesterday and decided to check out the ins quotes. Neither 21st Century nor Geico had the 2006 330's listed yet, so used a 2005.

21st - 1062/6mths
Geico 1100/6 mths
__________________
5-2-08 e93-35 ED Montego w/Jade Grey, Step w/Paddles, PP, SP, CA, hot seats and iPod.Awaing re-delivery soon.

Debadged 330xi ED 11/14/05 Auto/Mystic Blue/Gray leather with Alum/PP/SP/CA/Fold-down rear seats/Alarm. Sold to Carmax on 6/7/08 with 50,624 miles on clock
CALIF65GM is offline  
0
Reply With Quote
      06-05-2005, 12:08 AM   #51
Carnage
Lieutenant General
 
Carnage's Avatar
 
Drives: people insane
Join Date: Jun 2005
Location: classified

Posts: 16,404
iTrader: (2)

2006 330i
State Farm
36 yrs. old
Multiple discounts- clean record
$708 every 6 months . 100/250 deductibles. 100/300/100 coverage.
Carnage is offline   United_States
0
Reply With Quote
      06-09-2005, 11:29 PM   #52
Hunter399
Major General
 
Hunter399's Avatar
 
Drives: F30 335i
Join Date: Apr 2005
Location: Houston, TX

Posts: 7,757
iTrader: (30)

I'm getting my e90 for my 16th B-day...

How much do you think that is going to cost?
Hunter399 is offline  
0
Reply With Quote
      06-10-2005, 10:34 AM   #53
Teeman
New Member
 
Drives: 2006 Arctic 330I
Join Date: Jun 2005
Location: Maryland

Posts: 21
iTrader: (0)

Being in the insurance industry, I thought you all should know that the vehicle in question plays a very small part in the premium you pay for your auto insurance.

The vehicle does not cause claims, the driver/owner is responsible for losses. The premium relative to the vehicle is a reflection of the total value, damagibility, and cost of repairs. This affects the comprehensive and collision premiums only. As you may have seen, the liability portion of the premium is the single largest component.

Further, premiums vary greatly within a state by zip code identified territories, thereby anyone comparing rates across the country, or in various parts of the world is a misguided exercise.

Finally, the variables that most specifically affect the premium are age of the driver(s)/owner, where you live, how you use the vehicle, driving record, claim history, and the coverages chosen. As I said, the specific vehicle, although it is considered, and has an impact, is just one consideration, and a small one in light of these others.

Sorry to throw cold water on the discussion, but I thought it was important for everyone to understand the realities.
Teeman is offline  
0
Reply With Quote
      06-10-2005, 10:36 AM   #54
Randyg
Enlisted Member
 
Drives: 2011 335d
Join Date: May 2005
Location: Palm Springs, CA

Posts: 31
iTrader: (0)

BMW Insurance Program with Liberty Mutual

I saved over $1,000 per year switching to Liberty Mutual.

2006 330i: $595 for 12 months
2006 Honda Ridgeline: $895 for 12 months

45 with clean record.
Randyg is offline  
0
Reply With Quote
      06-10-2005, 10:49 AM   #55
HRC
MAUI BUILT
 
HRC's Avatar
 
Drives: 2006 330i MT
Join Date: Jun 2005
Location: NORCAL

Posts: 7,779
iTrader: (10)

Garage List
2006 330i  [0.00]
Send a message via AIM to HRC
I have Farmers, I'm 34 with a point or two...I will be paying 1300.00/year.

Danny
HRC is offline   United_States
0
Reply With Quote
      06-10-2005, 01:58 PM   #56
iwantone2
New Member
 
Drives: Mitsubishi Galant
Join Date: Jun 2005
Location: New Jersey

Posts: 7
iTrader: (0)

Anybody get quote from northern New Jersey? Please post details.
iwantone2 is offline  
0
Reply With Quote
      06-10-2005, 02:01 PM   #57
iwantone2
New Member
 
Drives: Mitsubishi Galant
Join Date: Jun 2005
Location: New Jersey

Posts: 7
iTrader: (0)

Hey Teeman, Can you please what the different parameters need to be in order to get the best rate. For example, average of XXXX miles / month, for use to go to work, age, etc ? So we have a better understanding of the how auto insurance works
iwantone2 is offline  
0
Reply With Quote
      06-10-2005, 02:41 PM   #58
Teeman
New Member
 
Drives: 2006 Arctic 330I
Join Date: Jun 2005
Location: Maryland

Posts: 21
iTrader: (0)

It's pretty simple, and logical really.

The more you drive the higher the rate. To and from work less miles pays a lower premium than more miles.

Fewer claims, or no claims pays less.

Clean records, or one violation pays less.

Older age is equated with maturity and responsibility? Generally true
and thereby pays less.

Rural area residents pay lower rates than urban area residents.

Each company's rating plan is different, and each state is different, but the above are fairly universal truths.
Teeman is offline  
0
Reply With Quote
      06-10-2005, 04:37 PM   #59
e90fanatic
Absolute0
 
e90fanatic's Avatar
 
Drives: Has a Roundel
Join Date: Apr 2005
Location: TO/HK/NJ

Posts: 5,018
iTrader: (6)

Garage List
2006 330i  [0.00]
Send a message via AIM to e90fanatic
Insurance in NJ!

Can anybody refer me to a cheap or cheapest insurance? The lowest I've got is 2000 a year for me. In Central NY, I got 680 per 6 months.

23/m/no accidents
__________________
To procede or not to procede......
e90fanatic is offline   No_Country
0
Reply With Quote
      06-10-2005, 07:30 PM   #60
CnoteMD
Commander in Chief
 
CnoteMD's Avatar
 
Drives: 2008 BMW 535i
Join Date: May 2005
Location: Atlanta, GA

Posts: 1,035
iTrader: (0)

Garage List
2008 M5  [0.00]
2006 330i  [0.00]
I have been with GEICO for several years. I have been quoted $580/6 months.

30 yrs old, clean record, multi-car policy, registered in Orange County, NY

100k/300k coverage $500 deductible.

I remember not too long ago, I was quoted almost $2000/6 months for full coverage on a 1997 Acura Integra in Brooklyn, NY (probably the highest rates in the country).

Michael
__________________
2008 BMW 535i Space Gray, Black Leather, Dark Bamboo Trim| Sport Automatic with Paddles | Sport Package
2008 BMW M5 (gone, but not forgotten) Space Gray, Silverstone Merino Leather, Madeira Walnut Wood Trim | 7speed SMG | All options
Mods: Corsa Exhaust | RPI Ram Air Intake | H&R Sport Springs | Rogue Engineering 12mm spacers
CnoteMD is offline   United_States
0
Reply With Quote
      06-10-2005, 07:33 PM   #61
AznBeemer23
Lieutenant
 
AznBeemer23's Avatar
 
Drives: Jet Black Hamann E90
Join Date: Jun 2005
Location: Irvine, CA & Philly

Posts: 434
iTrader: (0)

Garage List
2006 330i  [0.00]
Send a message via AIM to AznBeemer23
Im paying 450 every 6 months
with deductables of 100/500
AznBeemer23 is offline  
0
Reply With Quote
      06-11-2005, 11:57 PM   #62
BMW 2006
Private First Class
 
Drives: 330I - '06 - 6 Spd
Join Date: May 2005
Location: California - USA

Posts: 146
iTrader: (0)

Sacramento, Ca w/Nationwide $310 for 6 months for a multiple car discount.
BMW 2006 is offline  
0
Reply With Quote
      06-12-2005, 02:11 AM   #63
CC 330i
Captain
 
CC 330i's Avatar
 
Drives: 330i SG/Blk/Alum
Join Date: May 2005
Location: Orange County, CA

Posts: 722
iTrader: (0)

Santa Barbara, CA. $362 per 6 months. 35 y/o with clean record and multiple car discount. USAA.
CC 330i is offline  
0
Reply With Quote
      06-13-2005, 05:07 PM   #64
UncleWede
Long Time Admirer, First Time Owner
 
UncleWede's Avatar
 
Drives: E90 325i Arctic
Join Date: Jun 2005
Location: Oxnard, CA

Posts: 2,338
iTrader: (0)

A+ driving record, 38 male, considered part of Los Angeles, 12,000 miles/year or less. 100/300 coverage, 500 deductible, under/uninsured motorist coverage, no roadside assisance, multi vehicle/house State Farm $525/ 6 months.
Shhh, don't tell, but we are rating me on the 325, wife is moving into my truck. The truck goes from 480 to about 1000/6 months. Same except female and not A+ any longer.
Whatever you do, be sure you get under/uninsured motorist coverage! It's minimal in price, but if you get smacked by an uninsured motorist and your car is trashed, you still have the payments!!! And possibly no car!!! And if they didn't have insurance, they probably have no assets for you to seize in court!!!
UncleWede is offline   United_States
0
Reply With Quote
      06-14-2005, 11:08 AM   #65
nonsns3
Private First Class
 
nonsns3's Avatar
 
Drives: C63
Join Date: Mar 2005
Location: Ashburn, VA

Posts: 107
iTrader: (0)

Got Liberty Mutual?

Hey guys. If you have Liberty Mutual as your insurance carrier you can get 10% off your premiums by calling and asking them to apply the "BMW Performance" discount. At least for me it wasn't automatic and I had to ask.

Take it easy.
nonsns3 is offline  
0
Reply With Quote
      06-14-2005, 01:12 PM   #66
oly8080
New Member
 
Drives: Honda
Join Date: Jun 2005
Location: Bartlett, IL

Posts: 11
iTrader: (0)

Illinois suburbs

I pay $410 for 6 months for my existing Honda and with an addition of 2006 325i my agent said it would be $638/6months for both cars.

Is this good price?

P.S - I have a $500 deductble and I am 28 male.
oly8080 is offline  
0
Reply With Quote
Reply

Bookmarks

Thread Tools Search this Thread
Search this Thread:

Advanced Search

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 01:27 PM.




e90post
Powered by vBulletin® Version 3.7.0
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
1Addicts.com, BIMMERPOST.com, E90Post.com, F30Post.com, M3Post.com, ZPost.com, 5Post.com, 6Post.com, 7Post.com, XBimmers.com logo and trademark are properties of BIMMERPOST