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      02-22-2012, 03:34 PM   #1
fulcrum
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Insurance

Dumped Marks and Spencers after a row about winter wheels tyres and the fact they wanted 705 this year. Sainsburys - no problems about winter tyres, happy to use BMW approved body shops etc 363 with free breakdown cover - not that I need that. 450 total excess.

For a LCI 2010 e92 M sport 330i

And a 1000 Nectar points and double points for 2 years.


Bargain
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      02-22-2012, 05:07 PM   #2
makkan00
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Excellent deal.
What sort of NCB do you have and how many years of experience?
I guess I am paying too much.
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      02-22-2012, 05:11 PM   #3
fulcrum
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36!

I am old. But

Max NCD -its protected - minor, fault accident 4 years ago. No points - at the moment.
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      02-22-2012, 05:20 PM   #4
makkan00
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Very good deal indeed.
I am paying over 1000 as I have only 3 years NCD and 1 accident (not my fault).
Did you get it through comparison websites or directly from sainsbury?
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      02-22-2012, 06:00 PM   #5
fulcrum
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Tried both the main site was a couple of quid cheaper and gives 2 years double nectar points and you still get the 1000 points through confused if you get a quote via them and subsequently buy it. Best of both worlds.
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      02-22-2012, 06:18 PM   #6
makkan00
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Thanks mate. Will try them on renewel.
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      02-23-2012, 04:34 AM   #7
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Mine came down to 750 with Admiral. 36 yo, 3 yrs NCD and 9 points... Couldn't complain with that......
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      02-23-2012, 10:00 AM   #8
Ted Rascal
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I am getting ripped off.

Cheapest policy on a 325d was 1270

Thats at 26, with 7 years no claims and one non fault collision from December.

Whats that about? Some places wouldn't even insure me!
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      02-23-2012, 10:07 AM   #9
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Postcode can have a big influence
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      02-23-2012, 11:16 AM   #10
MEGA
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Quote:
Originally Posted by Ted Rascal View Post
I am getting ripped off.

Cheapest policy on a 325d was 1270

Thats at 26, with 7 years no claims and one non fault collision from December.

Whats that about? Some places wouldn't even insure me!
CERTAINLY due to postcode.
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      02-23-2012, 11:17 AM   #11
MEGA
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1360/year for me. 3 years NCB age 25. London. 335d M sport.
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      02-23-2012, 03:49 PM   #12
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I pay 800 with admiral, 330i e90 in uxbridge

My tips you can use when buying insurance

-tweak your job description, changed from computer engineer to computer technician, saved me 150

-add your girlfriend/wife, even if she doesnt have DL, apply for provisional

- chepest marital status, Co-habiting, cheaper than married

- best place to keep car is street, cheaper than driveway or garage

- always put that you and your named driver have access to other cars

- best annual milage is 4-5k, anything lower or higher is more money


My original premium was 1500, after tweaks a lot less.
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      02-23-2012, 04:49 PM   #13
makkan00
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Quote:
Originally Posted by mierzwin View Post
I pay 800 with admiral, 330i e90 in uxbridge

My tips you can use when buying insurance

-tweak your job description, changed from computer engineer to computer technician, saved me 150

-add your girlfriend/wife, even if she doesnt have DL, apply for provisional

- chepest marital status, Co-habiting, cheaper than married

- best place to keep car is street, cheaper than driveway or garage

- always put that you and your named driver have access to other cars

- best annual milage is 4-5k, anything lower or higher is more money


My original premium was 1500, after tweaks a lot less.

Good tips, with only two tweaks, it brought its down by 50.

Cheers.
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      02-23-2012, 05:00 PM   #14
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2006 BMW 335i  [0.00]
My renewal is 830 in March with Admiral
26 years old 2 years no claims
No points (just got a NIP through, but should get the option of a driver course)

Going to give the 'tweaks' a try
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      02-25-2012, 02:48 PM   #15
Reggie-g75
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Based upon my experience, If you get an online quote from admiral and don't buy, likely they follow it up with a call and an even better deal.
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      02-25-2012, 03:02 PM   #16
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Quote:
Originally Posted by mierzwin
I pay 800 with admiral, 330i e90 in uxbridge

My tips you can use when buying insurance

-tweak your job description, changed from computer engineer to computer technician, saved me 150

-add your girlfriend/wife, even if she doesnt have DL, apply for provisional

- chepest marital status, Co-habiting, cheaper than married

- best place to keep car is street, cheaper than driveway or garage

- always put that you and your named driver have access to other cars

- best annual milage is 4-5k, anything lower or higher is more money


My original premium was 1500, after tweaks a lot less.
Saved £400 with some of the tweaks!
Thanks for that.
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