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BMW 3-Series (E90 E92) Forum
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2013 M3 Coupe lease
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| 07-12-2012, 04:04 PM | #1 |
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Private
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2013 M3 Coupe lease
Hey all. Can you let me know if I am getting a good deal?
2013 M3 Coupe Selling price $72,695.00 (includes rebates and specials) MSRP $77,195.00 MF: .00175 (currently a BMW customer) Residual: 57% 15,000 miles for 36 months $979.00 per month (not including sales tax) Due at signing $2850.00 (no cap cost) Thanks |
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| 07-12-2012, 04:07 PM | #3 |
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Fast=Good - Quick=Better
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I am guessing 15k/yr for 36 months.
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07 335xi AT | JB4 G5 ISO | Cobb | RB's and stuff
12 X5d | JBd ![]() |
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| 07-12-2012, 05:26 PM | #5 | |
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Lieutenant Colonel
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Current: 10' E90 Jerez M3 DCT
///Mods: Xpel front clip wrap, e36 bump stops, H&R sport, 15 & 12mm spacers, Nokya 2500k H8, matte grills, IND reflectors, scoops, MS drop-in, MS pulleys, MS track pipes, Megan exhaust, 240E, ESS tune Retired: 08' E92 328i JB 6mt 212 rwhp 190 rwtq |
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| 07-12-2012, 05:31 PM | #6 |
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MOE
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damn that is one loaded M3 - sounds good
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| 07-13-2012, 07:00 AM | #10 |
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Captain
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Do you absolutely need rear sets? Take a look at the 2013 981 Porsche Boxster S that was just released. It would probably be similar in terms of a lease and it is one sweet car.
Dave Just a thought... Former car - 2007 335i JB3 |
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| 07-13-2012, 10:05 AM | #11 | |
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Lieutenant Colonel
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not even close bro, quotes ive been getting are out the fucking roof on a boxster s right now. its also a way more expensive car option to option.
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| 11-13-2012, 10:03 AM | #13 |
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New Member
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Well if you can afford then nothing is better then it because the BMW is a leading brand in cars. I think you should just sign the agreement papers tomorrow and get the new car. It is a wise decision. Gud Luck
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| 11-13-2012, 10:54 AM | #14 |
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Lieutenant
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Leasing a car is a really, really, poor financial decision, think about it, you are going to pay $39,000+ to essentially rent a car for three years. After the three years is up you have lost all of that money and you have no investment gained, no asset of your own, you would be so much better off just paying for a used m3 with cash (you can pick one up for $39k), that way you will actually have something that you own.
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| 11-16-2012, 12:01 PM | #16 | |
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Second Lieutenant
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A car is a depreciating asset, no matter how you obtain it (lease, buy, etc). Even if he bought the car today, after 3 years the car would be worth roughly the same amount as if he leased it (simplified comparison, I know). The benefit of a lease is that the residual value at least end is set today, whereas when you buy it, the market dictates the value. Imagine if gas shot up to $10/gallon in 3 years from now. The market for V8/gas-guzzling cars will be much smaller, and the value of the car might be artificially lower than what it would be at lower gas prices. A lease protects you from that market value "gap". In exchange, you pay a slightly higher interest rate to the leasing company. His MF is equivalent to roughly 4.2% APR, which isn't great, but also isn't bad for a lease. In today's world of near free money, it makes no sense to pay for any car in cash. You are better off doing 100% financing or simply leasing with as close to $0 up front as possible. For some, leasing is the only affordable way of driving a brand new car, compared to 100% financing over a 36 or 60 month term. |
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| 11-16-2012, 12:27 PM | #17 |
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Private
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Base 2013 M3s can be leased right now for sick ass cheap
$500/mo $0 down if euro delivery $600/mo $0 down for US delivery It'd be almost foolish to buy instead of lease a new m3 right now unless you're deadset on keeping it for years and years and years, considering that the F32 M3 will be out in a couple of years. Lease the e92 for 3 years, then decide if you want to buy it out or get the F32. Leasing gives you that option, plus its a no brainer lease at this price. |
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| 11-16-2012, 12:33 PM | #18 | |
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Second Lieutenant
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| 11-16-2012, 12:34 PM | #19 | |
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First Lieutenant
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mods: missing exhaust, fmic, condensor, radiator, oil cooler, ps cooler, trans heat exchanger, turbo charge pipe |
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| 11-16-2012, 12:49 PM | #20 | |
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Lieutenant
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In a lease, if you were to have a bad accident, you can walk away from the car with no cash outlay. Plus, you're not paying for maintenance (where as you are on a used M3), and when you get rid of the car, you don't have to go through the hassle of negotiating with potential buyers, worry about scams, and owing more than you owe. I should point out that on BMW's current cars having a money factor of 0.00125, * 2400, your effective interest rate is 3%.
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'13 E92 335is
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| 11-16-2012, 01:16 PM | #21 | |
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Private
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12k/year bumps it up +/- $30/mo 15k/year an additional $36/mo on top in other words, the deal is there regardless of mileage. Max MSDs Negotiated price is $750 above invoice before any credits. This is the exact quote i got from the dealer (he sold me my previous car, my friend just bought his 3rd car from him). E92 M3 for F30 328i prices. |
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| 11-18-2012, 02:05 AM | #22 | |
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New Member
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