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      11-15-2012, 08:46 PM   #23
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Is it true that when you sing the jingle an agent appears?
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      11-15-2012, 09:02 PM   #24
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Is it true that when you sing the jingle an agent appears?
i mean...

my clients may sing the jingle but i don't show up...
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      11-15-2012, 09:11 PM   #25
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How does GEICO win customers with their stupid-ass commercials
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      11-15-2012, 09:25 PM   #26
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How does GEICO win customers with their stupid-ass commercials
easy. you pay a lower premium for shit service. the coverages are there, but when you have an issue, you call an 800 number and talk to a random representative.

you have no specific agent assigned to you.
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      11-15-2012, 09:28 PM   #27
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easy. you pay a lower premium for shit service. the coverages are there, but when you have an issue, you call an 800 number and talk to a random representative.

you have no specific agent assigned to you.
Don't forget they try to screw everyone over, whether they are a policy holder or someone who was hit by one.
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      11-15-2012, 09:30 PM   #28
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Don't forget they try to screw everyone over, whether they are a policy holder or someone who was hit by one.
...not necessarily. obviously, if you were hit by a policyholder they are going to defend defend defend. what carrier wouldn't??
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      11-16-2012, 02:01 AM   #29
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you shouldn't. you pay a premium to be indemnified. your carrier is obligated to repair your car to the condition it was in before you hit said animal.

tell the carrier the issues you are having and they will either recommend a body shop or allow you to choose another.

your agent should be able to help, if you have one.
Awesome. Thank you!
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      11-16-2012, 12:17 PM   #30
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You bought an E30 for over $10k and it wasn't an M3?
Yup, super low mileage and fully restore...I know it's a bit high but been looking at an E30 for a long time...E30 M3's are low $20K all the way up to $30K (fully restore, low mileage) nowadays...
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      11-16-2012, 12:18 PM   #31
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try asking your carrier if they offer an agreed value option, as opposed to actual cash value.
Are most insurance companies do that, I have AAA...
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      11-16-2012, 02:38 PM   #32
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Are most insurance companies do that, I have AAA...
i cant speak for that market.. you would have to call underwriting and ask.
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      11-19-2012, 02:41 PM   #33
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I was told (by my agent) that since 2x4 now cost a lot more, my house won't be rebuilt. What do I need to look for to protect myself from continuingly rising raw material charges?
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      11-19-2012, 04:04 PM   #34
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I was told (by my agent) that since 2x4 now cost a lot more, my house won't be rebuilt. What do I need to look for to protect myself from continuingly rising raw material charges?
you agent told you you're house won't be rebuilt? whaaaaaat?

first, take a look at your policy. is it replacement cost value, or actual cash value? any coinsurance requirements? special causes of loss or basic? report back with some more inforamtion..

is the dwelling value enough to rebuild your home? if not, make your agent aware of this.
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