Someone just reversed into my freshly wrapped m3 :( - Page 2 - BMW 3-Series (E90 E92) Forum

Mwp4me · 12-30-2012, 03:40 PM

Quote:

Originally Posted by andy9188

sorry to hear this Nick. same happened to me pal. a white van reversed into me in my old 325 and this put my insurance up a few hundred quid. on a lighter note was she fit?

Ha ha!! i was going to ask that!

kenno78 · 12-30-2012, 07:02 PM

Quote:

Originally Posted by zltm089

Fucking stupid b1tch!!!....hope she burns in hell.....

Really? For having an accident?

Kerr · 12-30-2012, 07:28 PM

What a shame. Feel for you.

Did you see the accident happen or was the women honest enough to inform you?

Most people would just drive off.

You do have to inform your insurance company and even though it is a no fault accident on your part, it will affect your premium.

They do ask if you have had any accidents or claims in the last 5 years when you take out a policy.

Not sure I would take the chance and lie as it might come back to bite you later when you have a big claim to make and someone notices the previous claim.

shrink · 12-30-2012, 07:49 PM

I was also going to ask (but beaten to it) if you have declared the wheels and wrap to your insurance. As they are unlikely to give a penny out to repair a non declared modification as it would be considered not part of the factory spec.

I hope you get it all sorted out though, dunno why people can't just watch where they are going

Dr Dave · 12-31-2012, 02:42 AM

Quote:

Originally Posted by kenno78

Really? For having an accident?

Looks more like complete inability to drive/point a car correctly - which leads me to ask - "Was she pissed?"

I'm utterly gutted for you, hope it can be sorted out. Insurance companies are cunts when it comes to non-fault claims like this.

shrink · 12-31-2012, 03:39 AM

Quote:

Originally Posted by Dr Dave

Looks more like complete inability to drive/point a car correctly - which leads me to ask - "Was she pissed?"

I'm utterly gutted for you, hope it can be sorted out. Insurance companies are cunts when it comes to non-fault claims like this.

Surely most insurance claims are one half of a non fault claim? Only taking away instances of Individuals wrapping their own cars round trees.

NJ 1161 · 12-31-2012, 06:02 AM

I was traveling at approx 10mph in car park. She reversed out of a space into my back wheel / wing.

It's really nothing to do with my insurance company. Other than informing them of the accident as stated on here and declaring it on future insurance forms that's their involvement done.

I have spoken to her insurance today and its all rolling. They have been very good actually. Been offered hire car from now but said I don't need ( except when being repaired). Body shop been appointed to view/ assess. They offered to pick car up but I said I will take it to them as want to discuss the wrap. The insurance lady said they will be able to deal the wrap but ideally I'd like it to go back to the place that originally did it.

So all ok, just an inconvenience

NJ 1161 · 12-31-2012, 06:03 AM

Quote:

Originally Posted by Dr Dave

Looks more like complete inability to drive/point a car correctly - which leads me to ask - "Was she pissed?"

And no not pissed. Just not looking when reversing !

makkan00 · 12-31-2012, 07:13 AM

Quote:

Originally Posted by NJ 1161

I was traveling at approx 10mph in car park. She reversed out of a space into my back wheel / wing.

It's really nothing to do with my insurance company. Other than informing them of the accident as stated on here and declaring it on future insurance forms that's their involvement done.

I have spoken to her insurance today and its all rolling. They have been very good actually. Been offered hire car from now but said I don't need ( except when being repaired). Body shop been appointed to view/ assess. They offered to pick car up but I said I will take it to them as want to discuss the wrap. The insurance lady said they will be able to deal the wrap but ideally I'd like it to go back to the place that originally did it.

So all ok, just an inconvenience

Nick Sorry to hear that.

Can you not push her insurance company to get it done at your preferred place if there is no difference in the price?

Get the price quotation from your chap and compare it with the other garage...if it is nearly same, push her company to get it done at your preferred place.

NJ 1161 · 12-31-2012, 08:29 AM

Just spoken to bodyshop and they have said they will inspect and their suggestion, luckily was get the original company who wrapped it to do it again, so a result. The wrapping company send the bill to the bodyshop who claim back of ins company.

zltm089 · 12-31-2012, 02:35 PM

Quote:

Originally Posted by kenno78

Really? For having an accident?

YES!...

Looking at the damage, she must have been reversing at quite a speed.

"Accident" ...accident is when you cross the road at a zebra crossing and some stupid tw*t fails to stop.....that's accident....

In the OP's case, it's a stupid careless bitch that doesn't know how to drive and is a menace to society!

zltm089 · 12-31-2012, 02:38 PM

Quote:

Originally Posted by Dr Dave

Looks more like complete inability to drive/point a car correctly - which leads me to ask - "Was she pissed?"

I'm utterly gutted for you, hope it can be sorted out. Insurance companies are cunts when it comes to non-fault claims like this.

plus one....

that's what i was trying to say! you're a genius Mr Acey!

zaheer · 12-31-2012, 03:08 PM

Do not contact your own insurance..call hers and tell them their driver has admitted fault so please ask them to sort your car out now.

If you call yours, it will just go home as "statistically" you have been involved in an accident regardless of fault or not. Has happened to me twice an insurance has risen even though wasn't my fault.

NJ 1161 · 12-31-2012, 05:39 PM

Quote:

Originally Posted by zaheer

Do not contact your own insurance..call hers and tell them their driver has admitted fault so please ask them to sort your car out now.

If you call yours, it will just go home as "statistically" you have been involved in an accident regardless of fault or not. Has happened to me twice an insurance has risen even though wasn't my fault.

I've contacted hers directly. All seems good at the mo. I'm aware I will have to declare but saves short term grief!

two,_OH_five · 12-31-2012, 11:23 PM

Quote:

Originally Posted by zltm089

YES!...

Looking at the damage, she must have been reversing at quite a speed.

"Accident" ...accident is when you cross the road at a zebra crossing and some stupid tw*t fails to stop.....that's accident....

In the OP's case, it's a stupid careless bitch that doesn't know how to drive and is a menace to society!

Looking forward to your signed copies of the Dignitas paperwork next time you kerb a wheel

Red_Bean_Bun · 12-31-2012, 11:42 PM

Sorry to see that ...... At least she admitted ...

zltm089 · 12-31-2012, 11:58 PM

Quote:

Originally Posted by two,_OH_five

Looking forward to your signed copies of the Dignitas paperwork next time you kerb a wheel

kerbing a wheel...the beef will be between me, my wheel and the pavement.

Not with other people's car, lives or insurance.

two,_OH_five · 01-01-2013, 10:40 AM

What about the owners of the now cosmetically damaged kerbstone?

What if you dislodge it causing a trip hazard? Now that little old lady walking along trips over it, stumbles into the road causing a minibus full of young children to swerve and plough through a group of nuns on their way to church before smashing into the cute fluffy kitten shop and bursting into flames. Now you've killed untold people and cute fluffy kittens just because you were driving drunk. And you must have been forking lashed at that if you couldn't even drive in a straight line next to an inanimate object ffs

You sir are a menace on the road and shouldn't be allowed near a car. In fact from your complete lack of driving skills and flagrant disregard for other road users I suspect you might actually be a woman. Get back in the kitchen!

Or maybe it was a little lapse in judgement and fate/karma/insert deity of choice here has decided it's your turn for a kick in the conkers. Maybe you're not a murderous fluffy kitten killer but just got unlucky on the day

For sure it has to be annoying as all hell but at least the damage is slight and the other party has admitted the blame. No real harm done

*No children, nuns, little old ladies or kittens were harmed in the dramatisation of this tale

zltm089 · 01-01-2013, 11:22 AM

Quote:

Originally Posted by two,_OH_five

What about the owners of the now cosmetically damaged kerbstone?

What if you dislodge it causing a trip hazard? Now that little old lady walking along trips over it, stumbles into the road causing a minibus full of young children to swerve and plough through a group of nuns on their way to church before smashing into the cute fluffy kitten shop and bursting into flames. Now you've killed untold people and cute fluffy kittens just because you were driving drunk. And you must have been forking lashed at that if you couldn't even drive in a straight line next to an inanimate object ffs

You sir are a menace on the road and shouldn't be allowed near a car. In fact from your complete lack of driving skills and flagrant disregard for other road users I suspect you might actually be a woman. Get back in the kitchen!

Or maybe it was a little lapse in judgement and fate/karma/insert deity of choice here has decided it's your turn for a kick in the conkers. Maybe you're not a murderous fluffy kitten killer but just got unlucky on the day

For sure it has to be annoying as all hell but at least the damage is slight and the other party has admitted the blame. No real harm done

*No children, nuns, little old ladies or kittens were harmed in the dramatisation of this tale

You really need to stop taking drugs.

kenno78 · 01-02-2013, 05:37 AM

Quote:

Originally Posted by zltm089

YES!...

Looking at the damage, she must have been reversing at quite a speed.

"Accident" ...accident is when you cross the road at a zebra crossing and some stupid tw*t fails to stop.....that's accident....

In the OP's case, it's a stupid careless bitch that doesn't know how to drive and is a menace to society!

Perhaps you ought to ascertain whether the woman was actually reversing at speed before making assumptions.

You could also perhaps look at the definition of what an accident is while you're at it.

FWIW, I do feel sorry for the OP having just had the car wrapped. That does royally suck.

12-31-2012, 06:02 AM	#29
NJ 1161 Captain Drives: 335D M3 Join Date: Nov 2011 Location: UK Posts: 915 iTrader: (0)	I was traveling at approx 10mph in car park. She reversed out of a space into my back wheel / wing. It's really nothing to do with my insurance company. Other than informing them of the accident as stated on here and declaring it on future insurance forms that's their involvement done. I have spoken to her insurance today and its all rolling. They have been very good actually. Been offered hire car from now but said I don't need ( except when being repaired). Body shop been appointed to view/ assess. They offered to pick car up but I said I will take it to them as want to discuss the wrap. The insurance lady said they will be able to deal the wrap but ideally I'd like it to go back to the place that originally did it. So all ok, just an inconvenience __________________

12-31-2012, 08:29 AM	#32
NJ 1161 Captain Drives: 335D M3 Join Date: Nov 2011 Location: UK Posts: 915 iTrader: (0)	Just spoken to bodyshop and they have said they will inspect and their suggestion, luckily was get the original company who wrapped it to do it again, so a result. The wrapping company send the bill to the bodyshop who claim back of ins company. __________________

12-31-2012, 03:08 PM	#35
zaheer Captain Drives: E93 335i Join Date: Nov 2009 Location: London, UK Posts: 847 iTrader: (1)	Do not contact your own insurance..call hers and tell them their driver has admitted fault so please ask them to sort your car out now. If you call yours, it will just go home as "statistically" you have been involved in an accident regardless of fault or not. Has happened to me twice an insurance has risen even though wasn't my fault. __________________

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12-30-2012, 07:28 PM	#25
Kerr Colonel Drives: 08' 335i Coupe Join Date: Dec 2010 Location: Aberdeen Posts: 2,701 iTrader: (0)	What a shame. Feel for you. Did you see the accident happen or was the women honest enough to inform you? Most people would just drive off. You do have to inform your insurance company and even though it is a no fault accident on your part, it will affect your premium. They do ask if you have had any accidents or claims in the last 5 years when you take out a policy. Not sure I would take the chance and lie as it might come back to bite you later when you have a big claim to make and someone notices the previous claim.

12-30-2012, 07:49 PM	#26
shrink Captain Drives: E90 325i SE Join Date: Jun 2012 Location: Edinburgh (UK) Posts: 659 iTrader: (1)	I was also going to ask (but beaten to it) if you have declared the wheels and wrap to your insurance. As they are unlikely to give a penny out to repair a non declared modification as it would be considered not part of the factory spec. I hope you get it all sorted out though, dunno why people can't just watch where they are going

12-31-2012, 11:42 PM	#38
Red_Bean_Bun Second Lieutenant Drives: E92 Join Date: Nov 2009 Location: Wilmington, DE Posts: 272 iTrader: (2)	Sorry to see that ...... At least she admitted ...

01-01-2013, 10:40 AM	#40
two,_OH_five Enlisted Member Drives: 335d Join Date: Aug 2012 Location: UK south coast Posts: 38 iTrader: (0)	What about the owners of the now cosmetically damaged kerbstone? What if you dislodge it causing a trip hazard? Now that little old lady walking along trips over it, stumbles into the road causing a minibus full of young children to swerve and plough through a group of nuns on their way to church before smashing into the cute fluffy kitten shop and bursting into flames. Now you've killed untold people and cute fluffy kittens just because you were driving drunk. And you must have been forking lashed at that if you couldn't even drive in a straight line next to an inanimate object ffs You sir are a menace on the road and shouldn't be allowed near a car. In fact from your complete lack of driving skills and flagrant disregard for other road users I suspect you might actually be a woman. Get back in the kitchen! Or maybe it was a little lapse in judgement and fate/karma/insert deity of choice here has decided it's your turn for a kick in the conkers. Maybe you're not a murderous fluffy kitten killer but just got unlucky on the day For sure it has to be annoying as all hell but at least the damage is slight and the other party has admitted the blame. No real harm done *No children, nuns, little old ladies or kittens were harmed in the dramatisation of this tale