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BMW 3-Series (E90 E92) Forum > BMW E90/E92/E93 3-series General Forums > New & Preowned BMW Ordering / Pricing / Tracking Information Forum (including European Delivery) > Leasing a 2012 Need Advice



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      01-10-2013, 09:11 AM   #23
G8r3Series
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Jtlau,

The MF is set by BMW, it is essentialy the interest rate they charge you on a lease. Also I would double check with USAA, pretty sure that $3k discount is only if you finance through USAA so it would not be eligible for a lease. Also, residual is based off MSRP not invoice. Good luck.
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      01-10-2013, 09:37 AM   #24
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Quote:
Originally Posted by Jtlau View Post
For a 2013 335i MT with M-Sport package, Premium package, and premium sound package with USAA $3000 incentive + regional/destination fees ($1495) invoice is $45,910. How dow I figure out the MF? I'm assuming residual is based off of 60% at 36 months and is a percentage of the invoice price? How does one figure out what the dealer price is outside of asking them?
You will not be able to get the $3000 USAA incentive on a BMFS Lease. That incentive only applies if you finance through USAA bank. You will able to get a $1000 USAA incentive if you finance or lease through BMFS.

What is the $1495 regional/destination fee? In the US the destination fee is included in the MSPRP. Leases has a $725 aquisition fee.

Your goal should be invoice + $500 dealer profit. The dealer profit is any markup over base invoice (Documentation Fees, Markup on Aquisition Fee, marked up MF etc)

The current buy rate for a 2013 335 Sedan is .00130.

The price of the CPO vehicle seems high.
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      01-10-2013, 09:05 PM   #25
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Quote:
Originally Posted by chrisv_335EBII View Post
You will not be able to get the $3000 USAA incentive on a BMFS Lease. That incentive only applies if you finance through USAA bank. You will able to get a $1000 USAA incentive if you finance or lease through BMFS.

What is the $1495 regional/destination fee? In the US the destination fee is included in the MSPRP. Leases has a $725 aquisition fee.

Your goal should be invoice + $500 dealer profit. The dealer profit is any markup over base invoice (Documentation Fees, Markup on Aquisition Fee, marked up MF etc)

The current buy rate for a 2013 335 Sedan is .00130.

The price of the CPO vehicle seems high.

The regional/destination fee is what is estimated by USAA. I'm guessing it's assuming that I will be financing. Thank you G8r3Series and chrisv_335EBII for the input. I'll have to talk with my local dealers here and figure out what kind of lease deal I can get. I would prefer not to put any money down - though I may be up for putting in multiple MSDs.

Oh and that CPO was lowered in price again to $36800. I'm not trusting BMW McKenna very much.
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